News & Insights

Using Contracts to Protect Your Business

Published: August 9, 2017

A business should use written contracts with hold harmless and indemnification agreements to its advantage. The days of handshake agreements are disappearing; they may be gone entirely. When hiring a contractor or service provider, or renting or sharing space within a building, only do so based on a written agreement. The agreement should contain as […]

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The Dangers of Hold Harmless and Indemnification Agreements

Published: August 2, 2017

Hold harmless and indemnification agreements are becoming increasingly important in business contracts. They are elements or clauses within a contract or agreement that can work to your business’s advantage, or they can just as easily work against your business. Hold harmless and indemnification are terms that are used interchangeably, but do not necessarily mean the […]

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Business Contracts: Certificates of Insurance and Liability Limits

Published: July 26, 2017

This entry is part 3 of 5 in the series Business ContractsTo better manage your business, you may hire outside experts or contractors to help maintain your facility or provide a service to your customers. You will enter into agreements when hiring these contractors, and you may be advised to obtain certificates of insurance. These […]

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Fire Preventive Maintenance for Deep Fryers

Published: July 19, 2017

This entry is part 9 of 9 in the series Fire PreventionMany restaurants utilize some form of deep fat frying in their kitchen. These deep fryers are used to cook a variety of delicious foods: doughnuts, chicken wings, tortilla/potato chips, onion rings…the list goes on. While these items are undeniably popular and well-known throughout the […]

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More Grandparents are Raising Grandkids: 3 Things to Know

Published: July 17, 2017

A growing number of families don’t have to go over the river and through the woods to see their grandparents. Multigenerational households are on the rise.


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Improve Work Life Balance for Your Employees

Published: July 12, 2017

Work life balance. This is a phrase that businesses highlight and employees desire. While work life balance is valued by many, what does it really look like? Work life balance is achieved when career is balanced with lifestyle. As an employer, you may wonder…how can I provide a better work life balance for my employees? […]

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ERIE Cofounder‘s Legacy Honored in Hometown

Published: July 9, 2017

ERIE Co-founder O.G. Crawford was remembered during a special dedication ceremony in his hometown of Kane, Pennsylvania. A new amphitheater was built in his honor as a part of the Kane Area Revitalization Enterprise (K.A.R.E.). Erie Insurance was one of the many businesses to provide funding for the project.


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ERIE Ranked Highest in J.D. Power Study

Published: July 6, 2017

Thousands of people shared their experiences about shopping for auto insurance in a national study and ERIE was awarded “Highest Satisfaction with the Auto Insurers Shopping Experience.”


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Insurance Cost: Understanding Premium Audits

Published: July 5, 2017

This entry is part 4 of 4 in the series Premium AuditThere is a process involved in determining insurance cost. There is also a process after a policy period expires to ensure that the policy premium was accurate – this is a premium audit, which is designed to guarantee that business owners only pay the […]

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Insurance Cost: Calculating Workers Compensation Premium

Published: June 28, 2017

This entry is part 3 of 4 in the series Premium AuditRemember when you couldn’t wait to turn 16 and obtain the freedom that comes with a driver’s license? Then the anticipation of turning 18, becoming an adult and being able to vote. And having your first cocktail at 21. For me, the next hugely […]

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  • "I have been a customer of Farley Insurance since 1982. When I've had a claim they have been great to work with. They go to bat for me every year for the best rates which keeps me coming back. Very appreciative of Kent and his staff."

    — Penny

  • "My family has been with Farley Insurance Agency for 28 years. We enjoy their professional service they provide for our everyday needs as well as at claim time. Our claims have always been paid in a timely manner and their staff is very knowledgeable and helpful. They are truly 'only a call away'!"

    — Terri

  • "In November of 2015, we had a major fire which destroyed everything. We reopened in April of 2016 thanks to Farley Insurance. We could not have asked for better or more pleasant people to work with. They made everything run smoothly. We would recommend them to anyone. Thank you Farley Insurance!"

    — Nick

  • "We have used Farley Insurance Agency for a few years with a variety of business and personal coverage. Tim and his office has always been prompt and professional when dealing with any inquiries or issues that arise. We have found Tim to be competitive and has saved us money on insurance costs."

    — Mike

  • "Farley Insurance Agency has been Rex Vault's insurance provider for many years now. Both Tim and Chad have been excellent to work with. Their product knowledge is outstanding and their experience is always helpful."

    — Mark

  • "Tim Farley has been our agent for several years and we have been happy with his service and find him and his staff very helpful."

    "Insurance in the construction industry is competitive and we feel very comfortable with using the Farley agency."

    — Scott

  • "Farley Insurance Agency has been provides the business insurance for the City of Newton. Their product knowledge is outstanding and their experience is always helpful."

    — Mark