Recreational Vehicles (RV) Insurance

a recreational vehicle ( R V ) parked near trees at a camp siteInsurance for your recreational vehicle ( RV ), towable camper, travel trailer, or motor home is different from car insurance. Whether you’re driving it, parking it at a campsite, or claiming it as your primary residence and living in it at least 6 months in a year or year-round (Full-timer's RV Insurance), we can help protect the investment you’ve made in your RV.

Types of Coverage for Both Recreational and Full Time

Emergency Expense

Emergency expense coverage can help pay for transportation and hotel expenses due to a covered loss while traveling.

Small Accident Forgiveness

Your premium may not go up if the claim cost is less than a specified amount on your policy.

Large Accident Forgiveness

Your premium may not go up if you have been with us for a specified time period and if you have not filed a claim within a certain amount of years in that time period.

Fire Department Service Charges

Your insurance coverage may pay up to a certain amount of costs if a fire department charges you for being called.

Motorhome Trailer Coverage

Trailer coverage pays for physical damage to a utility trailer when it is on or off the road.

Pet Injury Coverage

Pet injury coverage pays up to certain amount of costs if your dog or cat is injured during a covered accident.

Comprehensive & Collision

Comprehensive and collision coverage pays for damages to your recreational vehicle caused from accidents or other events including flooding, theft, falling tree limbs, etc.

Bodily Injury & Property Damage Liability

Bodily injury and property damage liability coverage pays for injuries to other drivers / passengers or for damages to other vehicles. Legal expenses may also be paid for if you are sued for injuries to other drivers or passengers.

Uninsured / Underinsured Motorist

Uninsured / Underinsured motorist coverage protects you if another driver hits you and that driver doesn't have insurance or cannot afford to pay for your damages. Uninsured motorist coverage can pay for your injuries / medical bills and any lost wages if you are unable to work. Uninsured property damage coverage pays for any damages to your recreational vehicle..

Medical Payments

Medical payments coverage pays for you or your passengers’ injuries and medical bills in the case of an accident, no matter who is at fault.





  • "I have been a customer of Farley Insurance since 1982. When I've had a claim they have been great to work with. They go to bat for me every year for the best rates which keeps me coming back. Very appreciative of Kent and his staff."

    — Penny

  • "My family has been with Farley Insurance Agency for 28 years. We enjoy their professional service they provide for our everyday needs as well as at claim time. Our claims have always been paid in a timely manner and their staff is very knowledgeable and helpful. They are truly 'only a call away'!"

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    — Nick

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    — Mike

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  • "Tim Farley has been our agent for several years and we have been happy with his service and find him and his staff very helpful."

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  • "Farley Insurance Agency has been provides the business insurance for the City of Newton. Their product knowledge is outstanding and their experience is always helpful."

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